In today’s fast-paced digital world, getting unwanted spam texts can be a real annoyance. Imagine turning your phone into a source of extra cash instead! If you’ve ever received surprise messages from Cash App pushing referrals or promotions, you might be eligible for a share of a massive $147 Cash App settlement in 2025. This isn’t a scam – it’s a real class action payout from a $12.5 million fund approved by the courts. Thousands of users are already lining up to claim their piece, and with the clock ticking, you could be next.
This guide breaks it all down in simple terms: what happened, who qualifies, and exactly how to grab your $147 payment before it’s too late. Stick around – we’ll even include a handy table to make checking your eligibility a breeze. Whether you’re a busy parent juggling bills or just someone tired of junk messages, this could put real money back in your pocket. Let’s dive in and see if you’re owed cash from Cash App.
What Is the $147 Cash App Settlement All About?
Picture this: You’re going about your day when your phone buzzes with an uninvited text from Cash App saying, “Hey, invite your friends and get rewarded!” Sounds harmless, right? But for many, these messages came without permission, breaking privacy rules. That’s the heart of this Cash App settlement 2025.
Back in 2019, a frustrated user named Kimberly Bottoms from Washington state filed a lawsuit against Cash App‘s parent company, Block Inc. She claimed the app sent automated spam texts to people’s contacts through its “Invite Friends” feature – without getting a clear “yes” from recipients first. This violated two key Washington state laws: the Commercial Electronic Mail Act and another rule against unwanted electronic ads.
Cash App didn’t admit any fault (companies often do this to avoid more fights in court), but they agreed to pay $12.5 million to make it go away. This fund covers legal fees, admin costs, and – most importantly – compensation for affected folks. It’s a win for everyday users, showing that big tech can’t ignore your right to peace on your phone. The case wrapped up with preliminary court approval earlier this year, and now it’s time for payouts in late 2025 or early 2026.
Why does this matter? Spam texts aren’t just irritating; they invade your privacy and can lead to bigger issues like data misuse. This settlement sets a strong example for other apps to play fair. If you’ve used Cash App for quick payments or Bitcoin buys, you know it’s handy – but even loyal users got hit by these texts.
Who Qualifies for the $147 Cash App Payout? Simple Eligibility Rules
Not everyone gets a check, but the rules are straightforward and fair. You don’t need a Cash App account or fancy proof – just your basic details. Here’s the quick scoop:
To claim from the $147 Cash App settlement, you must:
- Live (or have lived) in Washington state during the key time frame.
- Have gotten at least one unsolicited referral or promo text from Cash App between November 14, 2019, and August 7, 2025.
- Not have given clear permission for those messages beforehand.
That’s it! No need to prove emotional distress or lost time – the law assumes these texts were a hassle worth compensating. The payout? Up to $147 per person, but it could dip to $88 if tons of people file (the fund splits evenly after costs). Think of it as statutory damages – a fixed reward under the law for each violation.
Confused if you qualify? Dig through your old texts or call logs for keywords like “Cash App invite” or “Join Cash App now.” Even one message counts. Non-Washington residents? Sorry, this one’s state-specific, but keep an eye out for national TCPA (Telephone Consumer Protection Act) cases that might pop up.
Quick Eligibility Checker Table
We’ve put together this easy table to help you self-check. Just scan your situation against these points:
| Criteria | Yes, You Qualify If… | No, You Don’t Qualify If… | Tip to Verify |
|---|---|---|---|
| Location | You were a Washington resident at the time. | You lived outside Washington state. | Check your old address or ID. |
| Time Period | Texts arrived Nov 14, 2019 – Aug 7, 2025. | Messages were before 2019 or after Aug 2025. | Search phone for dates. |
| Message Type | Unsolicited referral/promo texts from Cash App. | You opted in or it was a legit transaction alert. | Look for promo language like “invite now.” |
| Consent | You never said “yes” to marketing texts. | You signed up for notifications. | Review app settings history. |
| Payout Estimate | Up to $147 (or $88 min) based on claims filed. | N/A – but act fast to maximize your share! | File early to avoid dilution. |
This table makes it crystal clear – no legalese here. If three or more “Yes” boxes light up, you’re golden!
How to Claim Your $147 Cash App Settlement – Step-by-Step Guide
Ready to cash in? Great – the process is super simple, like filling out an online order form. But hurry: Today’s October 27, 2025, and that’s the final deadline to submit. Miss it, and poof – your share vanishes. The court will review everything at a hearing on December 2, 2025, then start sending money in early 2026.
Follow these easy steps:
- Head to the Official Site: Go to BottomsTextSettlement.com (the one from court docs – avoid fakes!).
- Grab the Form: Click “File a Claim” for the online version or download the paper one if you prefer mail.
- Fill It Out: Enter your full name, phone number (the one that got the texts), email, and Washington address from back then. Check a box saying you didn’t consent – keep it honest.
- Submit Proof (If Needed): No big docs required, but screenshot texts if you have ’em for backup.
- Choose Your Payout Method: Pick direct deposit, PayPal, Venmo, or a mailed check. Fastest? Bank transfer.
- Hit Send: Online is instant; mail it postmarked by today to the address on the site.
Takes under 10 minutes! If you’re tech-shy, call the settlement hotline (listed on the site) for help. Pro tip: Do it now – high traffic could crash the site later today. Once approved, expect your $147 payment (or close) hitting your account in 3-6 months.
Common Questions About the Cash App $147 Settlement Answered
Got doubts? You’re not alone. Here’s the scoop on frequent worries:
When Will I Get My Money?
After the December 2 hearing, payouts roll out in Q1 2026. Track status on the site with your claim ID.
Is This a Scam? How Do I Stay Safe?
Totally legit – it’s from a federal court case (Bottoms v. Block Inc.). Never pay fees or share bank info upfront. Stick to the official site.
What If I Can’t Find My Texts?
No sweat – self-certify on the form. The court trusts your word if it matches the period.
Can I Claim for Multiple Phones?
Yes! File separate claims for each affected number, up to $147 each.
Why Act Today? The Bigger Picture and Final Push
This $147 Cash App settlement isn’t just free money – it’s a stand against sneaky marketing in the fintech world. With 57 million Cash App users, privacy battles like this protect us all. But the deadline is today, October 27, 2025. Thousands have claimed; don’t let low turnout boost others’ shares at your expense.
If you qualify, file now at BottomsTextSettlement.com. It’s quick, risk-free, and could land you up to $147 by spring. Questions? Drop a comment below or check the FAQ on the site. Your phone’s been working for Cash App – time it works for you!